As an experienced credit analyst in the corporate banking sector, our client will offer you an exciting opportunity to join their team in the city centre. You’ll work on a range of high profile matters, creating scope for professional challenge and continued learning.
The role will require you to perform independent and high-quality credit analyses, working closely with internal colleagues across teams and the Credit Committee to provide expert credit advice throughout the investment lifecycle.
Main Duties and Responsibilities:
• Conduct detailed financial, commercial and credit analysis of existing and prospective corporate clients. You must have experience of the assessment in the context of major lending activity across syndicated and structured lending activities.
• Prepare high-quality, comprehensive credit applications and transaction proposals, formulating independent credit opinions.
• Present credit applications and recommendations to the Credit Committee.
• Perform ongoing financial surveillance of corporate clients and counterparties.
• Monitor existing loan exposures, including financial covenants, and contractual obligations.
• Identify emerging credit risks and changes in credit quality, ensuring appropriate escalation.
• Support the Relationship Managers in client meetings and in their business development.
• Balance commercial objectives with prudent risk management.
• Contribute to the development and improvement of tools and procedures and ensure the credit activities comply with the Bank’s policies.